The model bill is usually the smallest line in the budget. Here’s the token maths for Anthropic’s Claude models in pounds, and where the real money goes.
AI + data
Written by
Adam Lyth
Date
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9 minutes

Photo by Kaitlyn Baker on Unsplash
Most people asking what an AI chatbot costs are braced for a big number. The model bill is usually the smallest line in the budget. A support assistant handling 10,000 conversations a month can cost less than £15 in model fees. The same assistant on the most capable model could cost over £2,000.
That gap is the whole story. Which model you pick, and how you feed it, moves the bill by more than a hundred times. The build, the integrations and the people who keep it honest cost far more than either figure.
This guide does the token maths in the open, using Anthropic’s published Claude prices. Every assumption is stated, so you can swap in your own numbers.
You pay per token, not per conversation or per seat. A token is a small chunk of text, usually part of a word. On Anthropic’s current tokeniser, one million tokens is roughly 555,000 words, according to its models overview.
Two kinds of token are billed separately:
Output costs five times as much as input on every current Claude model. But a chatbot sends far more than it receives. In our example below, input makes up about 80% of the bill.
These are Anthropic’s list prices in US dollars per million tokens. We checked the Claude pricing page and the API pricing documentation on 20 October 2026.
| Model | Input | Output | Cache read | Batch input / output |
|---|---|---|---|---|
| Claude Haiku 5.5 (prompts up to 100,000 tokens) | $0.10 | $0.50 | $0.01 | $0.05 / $0.25 |
| Claude Sonnet 5.5 | $2 | $10 | $0.10 | $1 / $5 |
| Claude Opus 5.5 | $4 | $20 | $0.20 | $2 / $10 |
| Claude Fable 5.1 | $10 | $50 | $0.25 | $5 / $25 |
Anthropic describes Haiku 5.5 as built for high-volume, latency-sensitive tasks such as classification and routing. Sonnet 5.5 is pitched as the best mix of speed and intelligence. Opus 5.5 is its recommended starting point for most workloads. Fable 5.1 is for demanding reasoning and long-running agent work.
A few details change the sums:
Picture a support assistant on a UK subscription business’s website. It answers questions from help articles, and hands anything awkward to a person. Each conversation looks like this:
| Assumption | Tokens |
|---|---|
| Instructions, policies and tool definitions, sent every turn | 3,000 |
| Help content retrieved for each turn | 2,000 |
| Customer’s message per turn | 100 |
| Model’s reply per turn, including any reasoning | 300 |
| Turns per conversation | 4 |
Each turn resends the instructions, fresh help content and the conversation so far. Old help passages are dropped once a turn is answered. That gives 22,800 input tokens and 1,200 output tokens per conversation.
For pounds, we used the European Central Bank’s reference rates for 19 October 2026. Its euro rates for the dollar and the pound give $1 = £0.75. Anthropic bills in dollars, so your card provider’s rate and any fees will move the pound figures slightly.
| Model | Per conversation | 1,000 a month | 10,000 a month | 100,000 a month |
|---|---|---|---|---|
| Haiku 5.5 | 0.2p | $2.88 (£2.16) | $28.80 (£21.60) | $288 (£216) |
| Sonnet 5.5 | 4.3p | $57.60 (£43.21) | $576 (£432) | $5,760 (£4,321) |
| Opus 5.5 | 8.6p | $115.20 (£86.42) | $1,152 (£864) | $11,520 (£8,642) |
| Fable 5.1 | 21.6p | $288 (£216) | $2,880 (£2,160) | $28,800 (£21,604) |
Now cache the 3,000-token instruction block, so every turn reads it from the cache. Nothing else changes.
| Model | Per conversation | 1,000 a month | 10,000 a month | 100,000 a month |
|---|---|---|---|---|
| Haiku 5.5 | 0.1p | $1.80 (£1.35) | $18 (£13.50) | $180 (£135) |
| Sonnet 5.5 | 2.6p | $34.80 (£26.11) | $348 (£261) | $3,480 (£2,611) |
| Opus 5.5 | 5.2p | $69.60 (£52.21) | $696 (£522) | $6,960 (£5,221) |
| Fable 5.1 | 12.8p | $171 (£128) | $1,710 (£1,283) | $17,100 (£12,828) |
Caching takes roughly 40% off every model here. It ignores the first write of each cache, which is small at steady traffic.
One caveat at low volume. The default cache lives for five minutes and refreshes each time it’s read. At 1,000 conversations a month, roughly 33 a day, it will often go cold between chats. A one-hour cache costs twice the input price to write. At that volume the whole bill is small, so don’t lose sleep over it.
Most support traffic is repetitive: delivery times, opening hours, password resets. Haiku 5.5 costs a twentieth of Sonnet 5.5 for both input and output.
Suppose 80% of conversations go to Haiku 5.5 and 20% go to Sonnet 5.5, both with caching. At 10,000 conversations a month, that’s $84 (£63). Sending everything to Sonnet 5.5 costs $348 (£261).
The router can be Haiku itself, classifying each new message before anything else happens. Classification and routing are exactly the jobs Anthropic says Haiku is built for. Test the split on your own past conversations before you trust it.
Put stable content first in the prompt: instructions, policies, tool definitions and any help content every conversation needs. Caching only works on a stable prefix of at least 512 tokens on these models, per the prompt caching documentation. Anything that changes per customer goes after it.
Retrieval is the biggest uncached cost in our example. Three tight passages beat ten loose ones, for cost and for accuracy. Cut retrieved help content from 2,000 to 800 tokens a turn. At 10,000 conversations, Sonnet 5.5 with caching drops from $348 to $252 a month.
Tighter context also means fewer chances for the model to quote the wrong article. Getting there depends on clean, well-split help content. Our guide to getting your data ready for AI covers that.
Output is the expensive token. Set a maximum reply length, ask for short answers and use a lower effort setting for simple questions. Reasoning tokens are billed as output, so a model that thinks hard about opening hours is wasting money.
Summarising yesterday’s chats, tagging them by topic or drafting help articles from common questions can all wait. Run them through the Batch API at half price.
Model spend is rarely the deciding cost. A conversation that ends in a wrong answer, an angry customer or a human handover costs far more than the tokens.
Here’s a simple way to decide. At 10,000 conversations a month, Opus 5.5 costs £261 more than Sonnet 5.5 in our cached example. Say a human handover costs you £5 of staff time. Opus 5.5 pays for itself if it prevents about 52 extra handovers a month. That’s around one conversation in every 200.
That £5 is a placeholder, so use your own figure. The point is to compare models on resolved conversations, not on price per token. Run both on a few hundred of your real past questions, mark the answers and let the numbers decide.
Go bigger when questions need judgement across several sources, when mistakes are costly or when the bot takes actions in other systems. Stay small when the answer sits in one help article.
This is where the money really goes. Even on Opus 5.5, our 10,000-conversation month costs £522 to £864 in model fees. The surrounding work is the larger bill.
If your chatbot is customer-facing, read AI customer service for small business first. It argues that most small businesses should put AI behind the inbox before putting it in front of customers.
If the answer is a few pounds a month, the model choice is about quality, not cost. If it runs to thousands, routing and caching deserve real engineering time.
We build AI products end to end at Contic, with senior engineers reviewing and owning everything that ships. We use AI in our own work, responsibly. Our founder was a founding engineer at AI Music, which Apple acquired. We’re also a Databricks and AWS partner.
The closest thing we’ve built to a support bot is for Everyone’s Invited. It’s a charity that was receiving over 100 personal stories a day. Our system automatically removes names, dates and locations before staff and volunteers publish each one. It has handled over 50,000 submissions and saved around 12,500 hours of review.
After launch, TotalCare runs the product for a fixed monthly price. That covers hosting, third-party services and support, so you can get on with the business. You own the code, and the accounts are yours at launch.
If you’re weighing up a chatbot, talk to us about AI. The first chat is free, and so is an architectural review. We’ll tell you which model, if any, your volumes justify. You can also score your readiness first with our AI readiness scorecard.
The work behind this
Safeguarding children in schools with AI
See our workIn model fees, often less than you’d expect. In our worked example, 10,000 support conversations a month cost about £13.50 on Claude Haiku 5.5 with caching. The same traffic costs about £261 on Sonnet 5.5 and £522 on Opus 5.5. Your figure depends on conversation length, retrieved content and the model you choose.
Start by routing. Send simple, repetitive questions to Haiku 5.5, which Anthropic positions for high-volume classification and routing. Send harder questions to Sonnet 5.5 or Opus 5.5. Then compare models on resolved conversations from your own past questions, not on price per token.
Prompt caching stores a repeated block of prompt, such as your instructions, so later requests read it cheaply. Reading from the cache costs 5% of the input price on Sonnet 5.5 and Opus 5.5, and 10% on Haiku 5.5. Caching a 3,000-token instruction block cut our example bill by roughly 40%.
Usually not. Building and testing it typically costs more. So does connecting it to your order and account systems. Add monitoring, staffing the human handover and keeping help content current. Model fees for a small business are often tens or hundreds of pounds a month.
Not for live chat, because batch answers come back later rather than instantly. Anthropic’s Batch API halves input and output prices, so use it for work that can wait. Examples include summarising yesterday’s conversations, tagging them by topic or drafting new help articles.
Anthropic publishes its API prices in US dollars. We converted at $1 = £0.75, from European Central Bank reference rates for 19 October 2026. Your card provider’s rate and fees will move the pound figures slightly, so check the live rate when you budget.
Start with a free chat. We’ll tell you honestly whether AI is worth doing yet, and if it is, which process we’d start with.
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